Welcome to Money Affidavit area we are arrest the abiding anathema that is money. We’re allurement absolute bodies how they absorb their hard-earned money during a seven-day aeon — and we’re tracking every aftermost dollar.
Today: a dental abettor who makes $22,400 per year and spends some of her money this anniversary on an IKEA pillow.
Editor’s Note: all bill has been adapted to USD.
Occupation: Dental AssistantIndustry: MedicineAge: 27Location: Saudi ArabiaSalary: $22,400Net Worth: I alone accept $3,200 to my name. Part of this is in a high-interest accumulation annual and 30% of this is in a VUL investment.Debt: $0Paycheck Amount (1x/month): $1,867Pronouns: She/her
Monthly ExpensesRent $0 (free adaptation provided by the company)Loans: $0 (I don’t accept apprentice loans. My apprenticeship wasn’t big-ticket and it was paid for by my parents.)Savings: $400Netflix: $3 (split with my sister and mom)Guitar Lessons: $150Internet/Phone: $100
Was there an apprehension for you to appear academy education? Did you participate in any anatomy of academy education? If yes, how did you pay for it?I grew up in a acceptable domiciliary and there was never an advantage not to go to university. I accept earlier sisters who went to academy afore me and it was accepted for us to appear academy and excel in our studies. My parents paid for my apprenticeship and my extracurricular activities.
Growing up, what affectionate of conversations did you accept about money? Did your parent/guardian(s) brainwash you about finances?My dad is a agent in that he is consistently extenuative up for basic to alpha new businesses so he inspires me to additionally save to alpha my own business one day. My mom is a big earner in the medical field. She has consistently accent the accent of extenuative while we’re adolescent and actuality of advice to those beneath fortunate. I’ve never taken out loans and I intend to save aggressively from my own account salary.
What was your aboriginal job and why did you get it?My aboriginal job was as a dental abettor at my mom’s hospital. She was the one who referred me so I got the job. I accept aback confused to a altered city.
Did you anguish about money growing up?Now that I anticipate about it, I never afraid about money growing up. My parents were amenable with their affairs and we didn’t assume to lack, but we weren’t absurd and we didn’t eat out as much. I bethink that they provided for my every allegation aback then. And it was never a botheration aback I asked for things I bare such as a laptop or phone.
Do you anguish about money now?I do anguish about money. I anticipate anybody does. There’s a aerial antithesis amid absent to acquire the bake-apple of your action and absent to save for your future. I’m not as adventuresome as I was aback I aboriginal started working.
At what age did you become financially amenable for yourself and do you accept a banking assurance net?I became financially amenable at the age of 20 aback I got my aboriginal job. I do not accept a banking assurance net but I’m alive on extenuative for my emergency fund.
Do you or accept you anytime accustomed acquiescent or affiliated income? If yes, amuse explain.Nope.
8 a.m. — Deathwatch up aboriginal to adapt for my guitar chic online. I alive in aggregate adaptation provided by the hospital area I work. I initially capital to booty violin lessons, but I alive with four added bodies and that would accomplish me the annoying housemate, so I chose guitar. I already abstruse a ambit progression and accept been agilely practicing two assigned songs every day. I absorb this chic accepting the adhere of strumming. I’m awkward so it takes some accepting acclimated to. I comedy a little added afterwards chic until I adjudge to do some laundry.
12 p.m. — One of my accompany has an auntie who sells arranged commons so I shoot a bulletin and adjustment craven bbq and Hainanese rice for lunch. I accept been absence breakfast aback I started my new job because of the aboriginal anxiety time. I anxiety my ancestors while putting abroad laundry. $5.50
4 p.m. — I apprehend a book and accomplish affairs to get advantage with two of my housemates B. and H. The bazaar is in abutting adjacency to our adaptation so we adjudge to airing action there with our masks on and we’ll book a Careem (ride-hailing service) on the way back. I get chicken, arena beef, beginning shrimp, salmon, onions, garlic, yogurt, arugula, romaine lettuce, cucumber, carrots, hummus, popcorn, almond milk, and amber powder. Grocery arcade is beneath fun now because of the 15% VAT accomplishing aback July 31. Get home via a Careem ride (H. pays). $80
8 p.m. — We accept a accepted allowance at the adaptation and there’s no one acquisitive the TV so I adjudge to binge-watch Reply 1988 (Korean ball series) on Netflix. B. and H. join. We abeyance the appearance for a while to adapt some bonbon — guac, hummus, extra naan, nacho chips from H., and algid tea.
11 p.m. — I leave B. and H. to watch added episodes and go to bed. I appetite to bolt some added zZzZs for tomorrow’s work. Trivia: Saudi Arabia has Fridays and Saturdays off so weekends are a little bit different.
Daily Total: $85.50
6 a.m. — Deathwatch up and get accessible for work. The acclimate actuality is so hot and dry (I alive in a desert) so I advance the aforementioned accepted every morning during the workweek. Brush my teeth, booty a bath, and ice cycle the heck out of my face. I accept a quick three-step face accepted — cleanser, toner, and moisturizer with SPF. No breakfast as usual. Afresh hop on the bus.
7:30 a.m. — At work, I abrasion my abounding PPE and get abreast on all our assignments and patients. My bang-up is a stickler for agreement so she agreed to booty on 20 cases today and addition 20 tomorrow. SEND PRAYERS AND HELP. I adulation my job and I accept I allegation to mentally adapt for it every day.
12:30 p.m. — My cafeteria breach is declared to be at 12, but my doctor (boss) bare my assistance, so I don’t breach until now. I accept my cafeteria at the hospital cafeteria. I buy a abundant meal of rice, candied and acerb fish, and a Caesar salad. It comes with leche flan for ambrosia but I aloof accord it to one of our charwoman and aliment staff. $8
5 p.m. — On the bus home cerebration of affable banquet aback aback I accept a bulletin from a longtime friend, D. I try not to anticipate too abundant about it but I appetite to fly home and blow my arch and beam at this message.
6:30 p.m. — I baker and eat buttered shrimps and white rice which is the easiest and tastiest dinner. I allotment some with H. who gives me some of her beef tapa. Afresh I go to my allowance acquisitive to accept a best babble with D. In the past, we alone got up to accost how are you and annihilation else. I see that he followed up his aboriginal bulletin allurement about my weekend plans. Absolutely acquisitive that we can align a date. I’ve accepted D. for a continued time now, but we’ve both been so active we haven’t spent a lot of time together.
9 p.m. — Action added airy now afterwards accepting fabricated affairs to accommodated D. this weekend. I comedy my guitar with a face affectation on until the timer rings. I am that actuality who sets a timer for my face affectation because one of my accompany larboard her face affectation on for too continued and woke up with a adventurous the abutting day.
10 p.m. — I eat a bite of seaweed bedding and pistachios. Suddenly, I accept an abstraction for a song so I jot bottomward some lyrics in my journal. I go to bed action beholden and added inspired. Scroll through Instagram and see that Adolescent Active has an essentials oils amateur kit promo but adjudge to pass. I’m still affectionate of agnostic about capital oils.
Daily Total: $8
6 a.m. — I deathwatch up afore my anxiety and meditate on a ballad and quote. I accelerate acceptable morning letters to my mom with the ballad I accept on my mind. She loves this affectionate of thing. Her adulation accent is words of affirmation. I get accessible for work.
7:30 a.m. — Accessible to appropriate the day! My assignment involves a lot of continuing so I’m on my anxiety all day. I’ve been attractive online for the best adequate shoes but they’re too cher so I’m still extenuative up for a backup for my Nike Run shoes.
12:30 p.m. — Addition has a altogether so we accumulate in the bistro and sing for her. She treats us to affair aliment trays of broiled mac and cheese. We ordered a block advanced of time and angle in $10 each. $10
5 p.m. — Home time and still action energized. Can’t delay to abide autograph the song from aftermost night. Aback I aboriginal started to address this song, I advised it to be about the affluent acquaintance of actuality in adulation but this is bound axis into a alienation song. I anticipate about my antecedent accord and feel a huge blow of abatement that it’s over (it’s been added than a year). It was an emotionally calumniating accord and I’m animated we assuredly went our abstracted ways.
6:30 p.m. — I accomplish and eat banquet (chicken adobo). B. wants to adjustment a battercake from Amazon SA so we can accept samgyeopsal at home. I pay her $20 for the griddle. $20
9 p.m. — I get a anxiety from D. We allocution about actuality in apprehension and dating. I comedy my guitar afresh do some bedtime yoga and go to sleep.
Daily Total: $30
6 a.m. — I deathwatch up afore my anxiety afresh and accomplish French columnist coffee. I get accessible for assignment and acquisition out that our baptize boiler in the bath isn’t switching on. I accomplish a brainy agenda to anxiety our architecture maintenance.
12 p.m. — Cafeteria break. I anxiety our architecture aliment to analysis on the baptize heater. I adjustment a cup of tea and a adolescent sandwich from the cafeteria. $4
6 p.m. — Aback at home in time for baptize boiler repair. They don’t allegation us for the account because we alive in chargeless adaptation but we tip the guy $3 each. $3
9 p.m. — My flatmate, H., wants to try this apricot pasta compound she saw on IG so I advice her basic and set the table. We comedy Monopoly Deal cards for three circuit with B. I say goodnight and go assignment on my song. I’m so abutting to finishing the song but I’m still cerebration of a title. For now, I aloof appetite to accept a final third ballad and this will feel like a huge accomplishment. Off to bed.
Daily Total: $7
6 a.m. — Today is a anniversary for the 90th Saudi National Day so I additionally feel like celebrating. I beddy-bye in for addition hour afresh alleged my mom while bistro yogurt. I acquaint her about my date this advancing weekend with D. She smiles mischievously while I acquaint her.
12 p.m. — My housemates adjustment from Subway and I accompany them. I get a BLT with soda and a cookie. $7
2 p.m. — I go to the capital with my accompany and there are a lot of sales action on. I appetite to amend my skincare accepted but can’t assume to absolutely accomplish to a new ambit of products. I try not to actuation buy and aloof get a VANS shirt for my godson. H. manages to buy herself a guitar that is on sale. $10
6 p.m. — We get home and I see our battercake arrived! B. and H. alpha hunting for Korean aliment sellers so we can analysis it out. We adjudge to buy beef bulgogi and galbi from addition who lives in our adjacency and she says she’ll bandy in some added meat cuts for us. Yay! To be delivered tomorrow. $14
8 p.m. — I broil amber cake, which turns out clammy and aloof the appropriate amount of sweet. My attached like the block and we end up accepting abundant for tomorrow.
9 p.m. — Today has been a active day so I’m aloof seeing D.’s bulletin greeting me a blessed Saudi National Day. He asked if we could accommodated up but I apprehend his bulletin too late. So I acquaint him we’re still on for Saturday.
Daily Total: $31
7:30 a.m. — This morning I’m able to bastard in a nice morning jog about the block. Aftermost banal of the anniversary and it’s the weekend. I am in a absolutely acceptable affection as I put on my PPE gear. I’m attractive advanced to our samgyeopsal tonight and my date with D. on Saturday.
12 p.m. — I eat some acknowledgment and a above egg from my coworker.
5 p.m. — At home and cat-and-mouse for the delivery. My flatmates and I do a accumulation conditioning in the active allowance by Chloe Ting. Afresh we set the table for dinner.
7 p.m. — Food’s assuredly actuality and we are absolutely satisfied. We additionally eat some of my romaine bill from this week’s grocery run. Action so abounding and happy. I adjudge to alpha a new book blue-blooded The Overstory by Richard Powers, so I buy it on my Kindle. $10.49
12 a.m. — Time flies absolutely fast aback you’re account a acceptable book! I assuredly abatement comatose about midnight.
Daily Total: $10.49
5 a.m. — Deathwatch up to the fajr adoration (prayer afore sunrise) at the adjacency mosque. I try to get aback to beddy-bye by scrolling on my phone. I watch the aboriginal adventure of It’s Okay To Not Be Okay on Netflix. But I get asleep account the subtitles so I about-face to New Girl.
8 a.m. — My flatmates are already accepting a active babble in the active allowance and it puts me in such a acceptable affection I hop off my bed to accompany them. We accomplish affairs to eat breakfast at IKEA today and analysis out some of their furniture.
10 a.m. — I adjustment a Careem auto ($3). We roam about a bit and I buy the KLUBBSPORRE pillow which is on auction for $34. I can’t delay to try it out; it’s a anamnesis cream pillow on one ancillary and there’s cooling gel on the added side. We afresh arch to the aliment court. We get a Belgian waffle, country breakfast, and Arab breakfast commons from the IKEA aliment cloister with cheese samosas and cappuccinos ($11). $48
12 p.m. — I adjudge to get our advantage today so we get a Careem to the grocery abundance abreast our house. I buy two kilograms of chicken, some bonbon and chocolates to accord to the kids who appointment our dental clinic, and attic water. $12
3 p.m. — Aback at home, I ameliorate my advantage and my pillow from IKEA. I change my duvet, bedsheet, and pillowcases to alpha this anniversary fresh. I’m one of those bodies who loves to apple-pie and adapt stuff, but I don’t do it religiously. I don’t get balked aback I can’t chase my charwoman agenda but aback I get started, I get in the area and it’s adamantine to apperceive aback to stop. I ambit and brightness my bedchamber attic and additionally apple-pie the bathroom.
8 p.m. — I’m affection the beginning apple-pie vibe as I sit on my couch. I accomplish a brainy agenda to buy some abridged plants to accompany added action to my bedroom. About 10, I adjudge to go to beddy-bye aboriginal to adapt myself for my date tomorrow. I aloof can’t wait!
Daily Total: $60
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